What does Blue Sky Auto Finance do?
Terming its service unique, Blue Sky claims to be an expert in assisting applicants who intend to buy a vehicle but can’t manage the money due to bad credit score. It actually provides application approval to applicants who can then go to dealerships and seek out the vehicle of their own choice. It works with lenders to make direct car financing available and also functions together with an auto dealer network that specifically offer poor credit car loans.
Now, the ISP as claimed by this business is that usually getting a car finance loan is quite a hassling activity, especially when the applicant doesn’t have the perfect score but it claims to make the whole affair easy through its integrated network of lenders and dealers.
Process for applying to Blue Sky
Fill out the online application form
Buyer, residence and Employment details
Other details given in form require information on bankruptcy status; self-credit score rating, Loan/vehicle information such as desired loan amount and term, etc.
The form is then examined by the Blue Sky team and the response usually takes less than an hour or so if the credit score is not too bad. However, if the credit history has suffered record blows then it may take longer but the response is always made available on applications through Email and other contact options. The available loan terms are then sent to the applicant for reviewing and if the applicant agrees with the terms, then they can easily get their choice of car financed (vehicle as listed with the application form).
These direct lending partners of Blue Sky provide finance up to $30,000 before the applicant visits the dealership regardless of the credit status. So, the remaining job is to visit the dealership, finalize the vehicle and its price and not bother about the loan terms since they are already mentioned in the approved loan that the lender has provided.
Does Blue Sky charge for these applications?
So, the service is free of cost, available throughout USA with a finance range up to $30,000(+). The business is crystal clear about its terms and fairly transparent regarding the process and based on that along with inspected positive customer reception, the service is pretty good and recommendation worthy.